Blog - West Roseville Mortgage LLC

How Do Mortgage Lenders Decide How Much You Can Borrow?

Read this to understand the most common factors that lenders look at to know how much you can borrow.

Published on 12/01/2021

How Does a Home Improvement Loan Work?

Home renovations can be expensive, and saving up for extensive improvements could take years. Fortunately, you can fast-track your goals with a home improvement loan.

Published on 11/24/2021

Which One Is Better? An FHA Or Conventional Loan?

First time homebuyer? Read this to understand whether and FHA or Conventional loan is best.

Published on 11/17/2021

"How Much Money Do I Need to Buy My First Home?"

In this article, we’ll break down how much you need to purchase a new home before the year ends, plus we’ll explain the typical expenses you’ll encounter when closing the deal on your new property.

Published on 11/10/2021

Should I Buy a Move-In Ready Home or Fixer-Upper?

If you’re a first-time homebuyer, one of the questions you may have is whether to purchase a move-in-ready home or one that needs some renovation before moving in.

Published on 11/03/2021

How Does APR Work In A Mortgage Payment

This article will explain what an APR is, how it’s calculated, and how it’s applied to help you pick the best loan for you.

Published on 10/27/2021

Debunking 5 Myths About VA Home Loans

Read the top myths about VA home loans and learn the truth behind them so that you can make the best decision on whether or not a VA home loan is the right option for your specific requirements.

Published on 10/20/2021

Everything You Need to Know to Refinance Your Mortgage

Before you commit, it’s important you know how refinancing works. In this article, we’ll share all that you need to know to make the best decision based on your current situation and financial goals.

Published on 10/13/2021

The Top 4 Reasons to Buy a Multi-Unit Property

If you’ve been curious about multi-family property investing, this article is for you! In it, we’ll share the best reasons why you should get in the game along with the pitfalls you need to avoid.

Published on 10/06/2021

Is A No-Closing-Cost Refinance The Best Option For You?

If you are thinking about refinancing your mortgage but lack the closing costs funds, then a no-closing-cost refinance may be the loan option you need to get it done. Read on to learn more about what a no-cost refinance is and how you can qualify for one.

Published on 09/29/2021

Who Qualifies For A Reverse Mortgage?

Get the facts about reverse mortgages.

Published on 09/16/2021

Discover Your Home Equity Options

In this article, we'll review what a home equity loan is as well as alternatives that also give you access to lump sums.

Published on 09/09/2021

What Does It Mean To Cosign On A Mortgage?

Have you been asked to cosign by someone looking to get a home loan approval? You may be wondering why they would ask or how this affects you. This article will help you to understand both of these points.

Published on 09/01/2021

How Much Down Payment Do You Need To Buy A Home?

If you're considering buying a home, you might wonder how much is required as a down payment. Here is a quick run-down of the requirements of the down payment per loan type.

Published on 08/19/2021

Thinking About Refinancing Your Investment Property? Read This

Let's take a look at everything you need to know about refinancing an investment property.

Published on 08/11/2021

What is DTI and How It Affects Your Mortgage Application

Ever wonder why it's essential to keep your debt in check when applying for a mortgage or what debt matters to your approval? This article will help you answer these fundamental questions so that you're in a great position to get approved for a home loan.

Published on 08/04/2021

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